I have a customer in Finland that doesn’t pay – what can I do?

If a customer in Finland doesn’t pay his bills or his debt, you should contact a debt collection agency in Finland as soon as possible. A Finnish debt collection bureau knows how and when to contact the customer to increase the chances of getting paid. They also have experience and knowledge of what legal actions you can take to collect the debt or late payment.

Debt collection agencies in Finland

If you need to contact a debt collection agency in Finland, it is good to know who to talk to. If you are in need of debt collection both in Finland and in other countries, Collectum, with main office in Turku, is a good option. Collectum was founded in 1994 and is specialized in international debt collection, but is also successful in debt collection in Finland. Collectum is a certified member of ECA, European Collectors Association.

How does a collection agency in Finland collect money?

When collecting a debt in Finland, the debt collector first tries to get the debtor to pay the debt or bill without resorting to legal actions. Amicable debt collection action includes contacting the debtor by phone or mail, or to offer the debtor a payment plan or other solutions.

If amicable debt collection doesn’t help

In Finland, the debt collection agency can decide to take legal action to collect the debt. In that case, the collection agency first investigates if collecting the debt through legal action is meaningful. If so, the debt is first validated in court. After that, the Finnish debt collection bureau can enforce the verdict. That means that the debtor’s assets can be seized and sold in order to pay the creditors. Debt collection procedures in Finland are similar to debt collection in Sweden and debt collection in Norway, but also similar to debt collection in Denmark and debt collection in Iceland.